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The Student Loan Crisis Countinues….

Enter_Title_Here   Hey Folks,        Here is a perfect example of why college cost need to be planned out for ALL 4 YEARS, ahead of time and not on a year-to-year basis. Student Loans are being cut-off left and right and students that depend exclusively on these loans might not be able to pay for school this year. If you are going to be a college student in teh next few years, are a college student now, or are a parent of a college student you need to make sure you exhaust ALL avenues of available money for college cost. DO NOT just rely on one source to fund your college costs. The economy is changing drastically and this WILL affect how you pay for college…

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pas?sion

Enter_Title_Here Hello Future Rockstars!   Hope you are doing well.   Do you remember when I talked about “PASSION”? Do you know what that means?   Here is the definition of “passion” in dictionary.com:   pas·sion /‘pæ? ?n/ Show Spelled Pronunciation [pash-uh n] Show IPA Pronunciation -noun 1. any powerful or compelling emotion or feeling, as love or hate.   What is my point?   I’m trying to stress to you how important it is to find what your skills, values, and interests are. These 3 things trigger passion.   All of you could do anything you want in life. Your first step to success is getting an education. That is what you are working on NOW.   As you are planning to go to…

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FAQ of the week

Happy Monday! I wish you all have an amazing week! I wanted to start off this week with a little Financial Aid "Vocabulary" lesson. Question: What is the difference between a scholarship and a grant? Answer: In the language of admission and financial aid offers, a scholarship and a grant are basically the same thing. Each is considered "gift aid" which means they do not need to be paid back.However, this doesn't mean there aren't some "strings" attached.Many scholarships and grants require the recipient to focus study in a particular major. Others have a grade average requirement to keep the scholarship or grant over the college experience. Students need to make certain they know the conditions under which they accept and can maintain gift aid….

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How Does the Economies’ Credit Issue Affect Your Student loans??

Hey friends! Here is a really cool article about student loans that I thought you guys would enjoy. Have an AMAZING day!!!! -Brian The Credit Crunch and Student LoansBy Gary Carpenter, CPA, CCPS With the recent financial crisis we have been going through, the number one question I hear from college families is “will we be able to get a student loan?” Let’s take a minute and look at how this credit crunch is affecting student loans. Federal student loans (Stafford, Perkins and PLUS) are just that, federal loans. If the college is using the William D. Ford Direct Loan Program, the source of those funds is the U.S. Government. If the college is using the Federal Family Education Loan (FFEL) Program, the source of…

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“Your College Planning Power Hour” Radio Show starts today from 2pm-3pm on KHTS – AM1220

Attention Parents and Students, I am delighted to announce my first radio show called,  “Your College Planning Power Hour” will start today from 2pm-3pm on KHTS – AM1220. Each week, I will be discussing topics on college admissions, college applications, college selection, career planning, selecting the right majors, finding the best schools in the nation, financial aid planning, college tax scholarships, merit/athletic scholarships, state grants, institutional grants, and much more. The radio show is designed so that you can save thousands of dollars on college. The radio show is for anyone who is planning on attending a community college, 4 year University, and Post Graduate School. The radio show will be on KHTS- AM1220, every Tuesday from 2pm-3pm. If you cannot tune in on the…

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SAT Subject Tests…What are they??

Hey everyone, it’s been awhile since I posted, but I thought I'd give you guys a bit of info about the SAT subject tests since next month is the first fall test date (Oct. 14th)! So, what are the SAT Subject Tests? Subject Tests (formerly SAT II: Subject Tests) are designed to measure your knowledge and skills in particular subject areas, as well as your ability to apply that knowledge.Students take the Subject Tests to demonstrate to colleges their mastery of specific subjects like English, history, mathematics, science, and language. The tests are independent of any particular textbook or method of instruction. The tests' content evolves to reflect current trends in high school curricula, but the types of questions change little from year to year….

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“How EVERY Family can Save $11,250 for College…”

“…regardless of your income, assets, or your student’s grades, you can use this clever process to save as much as $11,250 or more in the college process.” presented by Brian Safdari     EVER THOUGHT you’d tell your student to NOT go to class? Your student may not have to take some of their introductory college classes if they already know the material. Listen to this: The CLEP, DSST, and ECE exams can earn your student anywhere from 3 to 12 college credits each. Here’s what you need to know:   The College-Level Examination Program® (CLEP) has 35 exams available, almost exclusively for credit in introductory classes. DANTES Subject Standardized Tests® (DSST) provides some 37 exams available for both upper and lower level credits. The…

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DECREASE IN PELL GRANTS CAUSES ADMISSION OF FEWER LOW-INCOME STUDENTS

"DECREASE IN PELL GRANTS CAUSES ADMISSION OF FEWER LOW-INCOME STUDENTS" Content in this article is contributed by:Karin Fischer,The Chronicle of Higher Education     A Chronicle analysis of federal Pell Grant data showed a decrease in the number of undergraduates attending elite colleges. Seventy- five of the wealthiest private colleges in 2006-07 averaged giving only 13.1 percent of their undergraduates Pell Grants.  Pell Grants are given to college students from families with annual incomes of less than $40,000.  In 2004-05, 14.3 percent of undergraduates at these colleges received Pell Grants, which have endowments of over $500 million.   There was a drop in low-income students attending the 39 best-endowed public universities from 19.6 percent in 2004-05 to 18 percent in 2006-07.    Efforts have been…

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College insider denounces shocking student loan crisis, gives parents free advice to help them save thousands

For immediate release                                                 For further information, contact:                                                                                    Genessy Rodas, 661-295-9946 College insider denounces shocking student loan crisis, gives parents free advice to help them save thousands Valencia, CA- Brian Safdari has devoted his life to helping parents affordably send their students to college, and he’s as mad as any parent out there that the government has created the student loan meltdown. However, he is determined to help as many parents as possible weather the storm. “It’s shocking that so many parents won’t…

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