2026 Data Show College Costs Still Rising: How Families Can Cope NORTHRIDGE, CA, UNITED STATES, August 3, 2026 /EINPresswire.com/ — The latest data on college costs shows that the average one-year cost of attendance has risen to $38,270, which includes tuition, fees, books, living expenses and personal expenses. When parents multiply that number by four, they’re looking at approximately $160,000 for a four-year degree. “And that’s just the average,” says Brian Safdari, a Certified College Planning SpecialistTM and CEO of College Planning Experts (www.CollegePlanningExperts.com) in Northridge, California. “The sticker price at private schools cost even higher.” Click Here To Read The Full Article
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Federal Direct PLUS Loans: What You Should Know
Federal Direct PLUS Loans: What You Should Know Federal Direct PLUS Loans have long helped students bridge the gap between their awarded federal financial aid and their school’s cost of attendance. That role has narrowed sharply under new rules that took effect in July 2026. Grad PLUS loans are no longer available for new borrowers, and parent PLUS loans now have borrowing limits. Here’s what you need to know about these changes. Click Here To Read The Full Article
How Grandparents Can Help with Financial Planning for College
How Grandparents Can Help with Financial Planning for College It’s wonderful when grandparents want to help out, whether it’s with summer camp, music lessons or college tuition. But if clients who are grandparents feel they have the resources to help out with college expenses and are offering their support, there are ways to optimize their contributions without jeopardizing financial aid. Grandparents tend to be reactive, offering their grandkids money when they have it to give out. Their generosity is heart-warming. When it comes to paying for college, though, a little bit of strategy goes a long way. Click Here To Read The Full Article
Are College Degrees Still Worth the Investment?
Are College Degrees Still Worth the Investment? For decades, the four-year college degree was sold as an express ticket to the middle class– a reliable path to a well-paying job and, with it, the kind of financial security your parents could brag about at dinner parties. But lately, that once-airtight pitch has started to leak. For one, the number of entry-level white-collar jobs is declining, thanks in part to AI efficiency gains. In fact, the entry-level job market is currently the worst it’s been in about 37 years. Close to 43% of US graduates aged 22 to 27 were “underemployed” at the end of 2025, meaning they were working in jobs that don’t require their degree. Click Here To Read The Full Article
The right college fit will save you money
By Brian Safdari, CCPS® Founder & CEO, College Planning Experts In the “old days,” you went to college to figure out what you wanted to do in life, become an adult, learn independence and become well-rounded. Along the way, you earned a degree. That was then, and this is now. In 1990, the cost of full-time attendance at a four-year college was around $10,000 a year. In 2025, the average cost of attendance in 2025 was $27,277 for in-state residents and $37,408 for out-of-state. And that’s at a public university. Sticker prices at private institutions is even higher. Today, choosing the wrong college or an unsuitable major can come with huge financial consequences. Up to 80% of college students change their majors at some point….
What is cost of attendance?
By Brian Safdari, CCPS® Founder & CEO, College Planning Experts A recent report in Inside Higher Ed said something that wasn’t surprising to me: Many students and families are unprepared for the true cost of college. It’s not uncommon for families to say, “Oh look, the state school will cost us $8,000 to $10,000 a year” and they think that’s all they will be paying. What colleges, financial aid offices and financial advisors need to emphasize to families is cost of attendance, which is a much more accurate measure of what they will be paying. Cost of attendance (COA) is not just tuition and fees, but also books, housing (on- or off-campus), food, transportation and personal expenses. We have seen gas, food and housing prices…
How Not to Make Mistakes on the FAFSA
By Brian Safdari, CCPS® Founder & CEO, College Planning Experts When you hear that the FAFSA Simplification Act of 2023 made it easier to apply for federal financial aid for college, you may think, “This will be easy!” True, the act reduced the number of questions, but people still find the form so complex and overwhelming that the process seems designed to confuse them. It’s been estimated that 90% of families submitting the Free Application for Federal Student Aid make at least one mistake. Here are some tips to help you avoid the common pitfalls. Deadlines Yes, deadlines – plural. The federal deadline to submit the FAFSA for the 2026-27 academic year is June 30, 2027, which is in itself confusing, but the deadline is…
Tips & Tricks For Taking The SAT
Are you a high school sophomore, junior, or senior — of the parent on one — who is getting ready to take your very first SAT test? If so, College Planning Experts has some important information to share with you. College Planning Experts is a company dedicated to helping students and their parents plan for success with choosing the right college, selecting the perfect major, and preparing to pay for school in a way that doesn’t jeopardize anyone’s financial future. We know that good test scores aren’t the only factor in successful college planning, but they sure do help. So today, we’re looking at some tips and tricks for preparing for the SAT. For help with anything outside of test prep, contact our office, or…
Tips & Tricks For Taking The ACT
Are you a high school student, or the parent of a high school student, who is preparing to take the ACT for the first time? If so, then today’s post from College Planning Experts is perfect for you. At College Planning Experts, we’re not a test prep company, and we know that there is a lot more to getting into your dream college than just your test scores, but they are still a part of the equation. So, today’s post is all about giving yourself the easy advantages that you need to help boost your base score on the ACT a couple of points. For more help with college planning and financial aid help, visit College Planning Experts online today, call us, or sign up…
Don’t Be Like Most Parents And Waste Time: How To Start The College Application Process Right Now
I have a story for you. Two of my close friends recently sent their kids to college back in the 2018 fall semester. This was the first kid either of them was about to put through college so it was an important milestone for both parent and child. They dropped off their teenager’s suitcase, helped set up the dorm room and then waved goodbye to their little kid, all grown up now and at the very beginning of their new adult life. Now, both of my friends are well aware of what I do for a living so they each told me about their experience with the whole college process. One of my friends, let’s call him John for the sake…
